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Our down payment assistance program can help you reach your goal of homeownership.
Funds are limited and released annually on a first-come, first-serve basis. Funds are only reserved upon receipt of a fully executed sales contract.
**Please review income and purchase price guidelines below in Definitions Section**
*Please Note: Anyone interested in obtaining down payment assistance must have completed the Home Buyer’s Training and one-on-one counseling session. Course completion does NOT guarantee assistance.
*Please Note: Anyone interested in obtaining down payment assistance must have completed the Home Buyer’s Training and one-on-one counseling session at least 10 business days before closing. Course completion does NOT guarantee assistance.
First-Time Homebuyer: having not owned a home in the past three years or having lost a home due to divorce and have custody of children from the divorce. (Unincorporated St. Charles County does NOT have this restriction).
FY 2019 Income Limits for 80% of HUD Area Median Income
|1 Person $45,550||5 persons $70,300|
|2 Persons $52,050||6 Persons $75,500|
|3 Persons $58,550||7 Persons $80,700|
|4 Persons $65,050||8 Persons $85,900|
FY 2019 HOME Homeownership Sales Price Limits
|Existing Home Limit||
|St. Louis County||$152,000||$234,000|
|St. Charles County||$176,000||$233,000|
Note: Married individuals that are legally separated must provide a legal separation agreement. In the absence of such an agreement, all sources of income from both spouses will be included in the household income calculation.
Without these items, Beyond Housing will be unable to qualify clients for down payment and closing cost assistance funding.
Note: Married individuals that are legally separated must provide a legal separation agreement. In the absence of such an agreement, both spouses must qualify as a first time home buyer.
Title companies are welcome to have certified title agents join our team. Agents must be trained in order to become a certified title agent with Beyond Housing. Please email Jacqueline Curlee at firstname.lastname@example.org for more information.